Page 16 - Tennessee 811 Magazine 2017 Issue 3
P. 16
It’ All Ab t th C
S Oll G overa GS. ..
or I Paul For That Lzalnltty Insurancel Why Duln’t It Pay My Clmm?
”rK!’p’§l’l"e’é' 5.212?‘
Juksan, MS
ll llabdlty pollncs ole llol llle Blanket wulyel ol sllblog.llloll, Elanknl Lct’b flsfiumc you doll'l 1\fl\‘C lllul xcu
.elllle. Absolutely, der-lllllely, Additional lllollled, llle llol goe.- UH Cxclllsmn — you're all gooel, llglllz
puslllvI:1yn0t.I’Ol|ClL‘~ me And On And, by llle w.ly, thcIL"s a [M Wu H" En, Cm a mm? wan the
gelllllg lllole opeellle wllll Chilrgn lol e.lell llelll added And, by m u—imd mm? D mm“ V, U .0 W
CilC1'1yCl1rl1'1atpl1~.~A‘s.Pr|CC ihupplng llle way, K1'1L‘rC's llly Pflrsunill lovollle Y“ b _ ‘H Y 3 d 3 ' 3 *'
lloell llgelll lo agent lo llol |n youl be.l — "(ht Cumpany ll»oll’l add a Blzmknl 3°“ “N “C” 3 5°“ “’ 3“
lllleleol flnyl'nDl'L‘. lzuylllg an |!hI.Ih1l'ICL‘ Wal\’EI. " well, llow \'\’}IE|l7 Ii ynu iailed lo call 311 all compliance
olley ll.-l lo el llle llld h golllg V _ ‘ wllll llul slak law, and ou llll 3 lllle
F3 blovgl up lngyoul’ luee ll |1'1L‘rL"s a “W P°“‘3' 3°“ ”‘°“g1“ M" °h““P" and gt! billed iol llle da1::|lages(n|her
luol bee.lllle llluell lllole expellolve
Claim youl bfll’gE|lrI- “Ian blllwll upl),
polley Wun/I pay lol. ll will probably
You le.lllylleed an ; .4 have lo eollle llul ll:
ugelll wllo llo. a lol . " yllul pllekel. Mo.l
cf EI.I~IDl'nL‘r~ that do “ sluleo l’IO\’\’ havn
plelly llluell what you r l g , lavvs l’Cqulr|ngl1'1a(
do Aoklllg 2| mend , ,3 you call ellel gel a
ol two |n youl lllle ‘ - l , ’ tlckct. If you me
of wolle Al even 11 ' . -.v :3 ' lll vlollllloll of llle
CD|'npL‘l|l0r iwllo lllell \ . l , - ‘Q « law, youl lll.ulullee
ugelll h llllglll llelp ‘ , \ eolllp.llly \‘\’|H v|CW
you avold leomlllg l llll. ao "uxpcctnd
llle lluld ll».ly W}Iy .lll ' ol llllelldeel," ulld
L‘XEfl\‘l1lO!'a polley llul - , llope, llley Wun/I
dllrelelll llllguuge V L ‘ _ pay. colllpullle. .lle
lllull a e.ll eleulelb : gelllllg lllole olld
polley. l|’~ all about more .-ell.lllye lo
llle eoyeloge. 7 Wllill _ V (hum lellll a~ llley gel
h cuvcmd and wllulb , ' ’ pul oll llle books, oo
exeluded (nol eoyeleell. doll'l be oulpll.-eel
Companies that Wntn “ 3'3"; law?’ 1'";
.1 lol of l1lo.~e In llle “ W “ “jw T‘ °
llulldlllg llude. ll.lye spacial |(El‘nS wllell you gel llllougll pE\y|ng lol those h Ch _ H ““°’ "’“’ "‘ 3°“ "“
wllllell llllo lllell pollelel that .lpply lo uddllloll.ll eoyel.lge. rol lllul olle loll “ ‘C “L
what you ole dolllg 7 llol llle llowel llkc ll all yeal lll.ll |S golllg lo lequlle Dld you call, bul dlg belole llle
ollop D!’ Car dealer down llle atrcnl You lllelll. (No, you can’! XCIHOVC lllelll l.llel, mqulmd llllle Wx1~ up? Nope —l}1cy
ole llol puylllg Extra rol llle.e covuragna ellllel, and gel .1 lerulld. And llo, you Won/I pay. Same {E51501}. That wolllllg
llkc you would ll you had a run of llle d|dII/I pllee lol lllelll, ellllel, dld you’) pelloel Ls lol .lll ol llle ulllllleo lo be
llllll polley that you had lo cndune abln lo mflfk lllell lllle. \’\’}ICrC you l\E\\’C
lalll, olle ol llle lllool Entlcal lhlngs you
(add) these llelll. olllo. Tlle plelllllllll b‘ b_ I I I V I _ ‘ lllelleuled that you wlll be dlgglllg so,
llllglll be lllgllel golllg lll, blll you woll'l ‘”"‘“‘ ‘° ‘ “ “’ “ “ 3 F“ “‘“ “ “" ll you elldll'l alluw l1'1L‘l'n llllle lo llllllk
eolllullled In youl polley lo llle dmadcd —
snvle‘ ullyllllllg Wll1'1!1'1ElOW plleeel XCU E I _ B‘ U d d lllell llllel ulld you llll lllelll — gel youl
lllodel. ’ ‘P °”"”‘ “ “g‘°““ elleeleboole (If you dlg wllele llley .lle
collopoe That llleollo, llooleelly, no _ _ —d
wllell you gel .1 ,ob l=lolll .l lll.l,ol eoyemge rol Excavation ll ulldelgloullel “’*‘"“‘d “’ ‘ml "“‘ ““ "‘’‘ "‘““‘“ Y“
— [llle opelullye wold] you eell .ee wllele
eoll.-lluelloll eolllplllly, llley wlll lllle. .lle d.llll.lgeel. ll you flic dolllg I l [b ,, I d ,, ,‘ Y 7)
lequlle .l celllr-le.lle ol llloulellee wllll L‘XEava|lun, yoll'le llol cuvcmd ll l1'1l~ ‘ "“8 ‘ “ “P” ° ' ‘“" 3°“
Cflrlflln ~‘pL‘ElfiC language, and you wlll Extluflun l. pleoelll. (And ll youl H you do Whfll you’IL‘ lequlled lo do,
llol beglll Wufk lllllll llley get ll nu. polley lo wllllell llllougll El Chcapo and IF you have .l polley de.lglleel sol
opeellle language lo what yoll may colllpolly, llle, ll WI“ dellllllely be lll wll.ll you do, you wlll be eoyeleel. A
have lo .leld lo youl El clleupo polley lllelel) vw laeelle VH“ HCVEY, eyel lull. llllo .l
Cadlllac at llle llllle of all ueeldelll. .
14' Termesszzfill 2017 Issue:
