Page 9 - Tennessee 811 Magazine 2018 Issue 1
P. 9

Thmklng About Sklmplng on Safety? Think Again!
byDsvvd Dow
nnnrng a unlrry or conrrucung - lncrea.ed co.l oi wr)rkcr'~ laerore un rnnrry happcm, rr can be
rnnnpany run be a but lrke cornpen.arron rn.urunre dlfhcull to .ee a crr.r. rrughr be ayorderl
walkrng a nghrrope. ll’. . mmmd gmml lmbmw “mm or an rn,u,y prevented smlply bctausc
all abmlt bulunee. w hen ~ of .arely lrzunlng und prcparatmn. But

rune. are .-low and burlger. are nghr, P‘““‘“"‘“ by .-honung rlre 11ardnumbL‘r~, the
nnuny progrunn. and acrmrre. that . Ferlerul, ..-rare, und lncal hne. mr calcularor .lune. a brlght .pollrghr on
don’! rhrerrly benem pmductlon or nrlnmompllancc rhe co.r.- — und addnlonal rcvcnucs
the bottom llnv: are lmlknd, or at bL‘~‘lr . I bl I rcqulmd!

redurerl. orher rnne.., parnrnlurly ““ 1‘ ‘2’ ‘° “;"““‘;‘_ '-‘Y “'-“k “‘ R, L,k 1

 ,m m ,,w _,m Number  to  on .....ry 5 r e nsurance

Om‘ Pmmty may bc lzcmng as m-my OSHA lnjury CoslCalcul.1lur Thmk of ll lrke you do rn.urance
proyecl. cnmplctcd as pa.-.rble with OSH h d V I ‘d 1 I would you rr..k ownlng a home
ayarlable re.onrre. I 1 1‘ 1* °‘k° “P: lg‘ C; C“ ;““‘d V/llhouk1'11.V|'l1L‘(\\’\’l'ICY5|l'H|IYfll'IEC7 If
The reu.-on r. |Il’Id()L\b(Cd1ydL\L‘{0lhL‘ mdlrcct cmh or workplace rn.une.. ”“"‘“h'""1‘“’P‘"‘d' “ml 3°“ "N 1"
 natum of bung  Ir everything Am. ,,, gm  0,  Pmma gglajgji §§‘V§3j::;‘ mfg

-. '1: -d;’b  -ll. . . V K
if:1;§C:‘:'kNu*:;u:;:":;m:§~ lcompan-cg. rm calculator aw ~h<>w~   a prrltcclrvc Invmlmcnt _
mafia “ Mm .0 ‘km; whm; “Md "A"; ;f‘d:t:§m' rcvfn-L= '~ d n prorea. you financlally m thc L‘vL‘nl
 c on  own :1.»   upon .. , .
mane), mm on may 1. mm, lmmg am pm“ nmgm of ‘he mmpam of a lo» of one of your lurge.r u .er.
an errecr. complacency ran .er m. An rnye.zrnenr ln .alery work~ (11:
Safety rnoney gel. cut, or ar leu.-r T<>u>=t1\= talcum"-‘Yr 3° 10 WW ..arne wuy. You are prolecrrng one of
deferred. "W xvll/drstl/WllVlwllvss/~rlfi'*3IMyb/ your .no..r nnporranr u.-.er. — your
"”""’m" mm] wr)rkcr~ A» Von cm was {mm the

The rnarn argunrenr for .-urery r. ’ — ‘ ’

rlbvmus — tr) prorerr worker. rrnnn A“ E"“"‘P19 - - L‘><admPt1}<“ ‘1?UV'~:r ak*‘<‘Y1°“»*}:“J1‘Y)'

ml-Irv and death» And kmplns ‘'‘f“)’ The re.ulr. rre very rnrere.-nn Lev. M C“ U '1 “ 0' " cm a‘ C '1
Pmgmm Cqmpmml am, naming m K k 1, 13 1 deya.lanng hnanrral lmpact. Keep llu.

' I l ‘ r a..-ume a wor er ra. .-u.rurne a slmp e . .,. .

your budgm   me long run, he bone fracture  could u.-e a much ‘.§‘.§‘T‘“".“.“ “‘.‘.‘, 5‘“‘f,,“‘“".i‘:,‘“fi
the le.. expenme roure. snrrhe. .hnn» WON. mmprc, ,,;c,,u,.,.), p,m},C., ‘ ‘"‘“" ‘ ‘“ ""5 “°““ ‘

that u good .alery and lreulrh progranr um C,,,,,Pfl,,y1,a, a Pmm mm," 0, 5 Drlwli Dow .5 co—]olu:dt'l' of zreuchsa/ely
can .-are 53 no 7 mun for cvcry $1.00 Pm“, U,.m5 gm cfllculakury gm mm, M SW1 1/ — new luv] 0/ LIr:dvl'xj'Ml'd
Inmlcd c(\~'l1.»flhcln]IIryh‘ $30 772; and rhe 5"” "1“'1”"""" L” ’ "”"”"‘

d _ _ .5 855 'T, ,_ 1 l'xo1I/ntmtv sl1]t'Iy}ll'odurI5 and scrvlus
whal Do Injuries REALLY Cusl? "‘ “C” ““““ 5” 1 - ““ ‘ “_‘f““ ID(‘Dll5I1'1A(‘IlN1,(‘\’l‘![Zl!lIlr‘11,/111:1 lmlrm
m~'I0!$1“6r633 Ba~L‘d upon H 39% Pm“! romoarolv. llrrrlerymrmd Snjuly l:17ul}l:m'n!

E"“>"“‘° ‘" ‘}“" b“"“‘°"‘ ‘* ‘“"““"’ marlzm lhv cmvlvvu m-vlszcncmtk‘ pl'ovn1t's azle. reu‘nrlequlyr.rern l't'pml'
W|t1H1\<' dim! Iv-W of an Ir-Jury S2,132,h61\ln addltlonal revenue to srrzlttu, W if/1/III/I1'l1lllHl‘( '

Mum! mm:-nu munrc  arm that cmt. n...  na.;l.s,ga   
and l>mPmy d-‘mast Hm"> what la Lllldurgraulll15n[m‘l/.ronl

really .-rgnrhcanr Accurdlng lo a .-rnrly

ar srunrord UmvL‘r~1ty, rnrhrerr co.l.-

can be four ro hue rune. luglrer rhun rhe

dIrv::lc1.»~h.Ind|mct co~l~ canlntlildcz     

- InvL‘~kIgatl\‘c co.r. . .

, , Related to Injury to Dlrect Costs
- Lu» of sklllcd, uxpcrlcnccd workers
- Lo..- of prom from worker.
Up to $2,999 4.5 to 1
- Law of pmduckmn and work
~mr>r=age~ $3000 - $4,999 1.6 to 1
- co.-r of hrrrng new worker.
$5,000 — $9,999 1.2 to 1
- co.-r of trzunmg new worker.
. formyumd $10,000 and above 1.1 m1
worker
- Legal expen.e. and .errlennenl.-
Tnzsmnlomrrudyazlually/olmdrhurthemelryum ,a..,,,..,,.,,..,..ma..a


















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